Crypto-Powered Financial Services for SMBs
Content on this page was provided by the Tribal team
Globalization is driving more small-to-medium businesses (SMBs) to operate around the world. Around 5 million SMBs within Latin America alone struggle to access financing, credit, scale their growing operations, and manage their cross-border payments and cash across markets.
Tribal is a payment and financing platform that can underwrite and approve SMBs using a proprietary AI-driven algorithm. Tribal offers SMBs access to multi-currency corporate cards, spend management, crypto and traditional payment rails, and short-term financing.
Merging TradFi and DeFi
Tribal merges DeFi and TradFi to disrupt SMBs lending and payments in emerging markets like Latin America (LatAm) and the Middle East and Africa (MEA), where access to capital, lack of credit data, and heightened financial accessibility cripples growing SMBs.
Growth Metrics & Milestones
Trusted by the fastest growing startups in LatAm and MEA
Key Highlights
Eligible CoinList users may register to purchase TRIBL tokens (via the execution of a token sale agreement with the associated terms and conditions) under the two options below. Users can register for both options. This sale is not available to U.S. persons or persons acting on behalf of U.S. persons.
| Option 1 | Option 2 | |
| Asset | TRIBL tokens | TRIBL tokens |
| Fixed Sale Price | $0.55 per token | $0.40 per token |
| Sale Period | March 17, 2022 17:00 UTC - March 23, 2022 23:59 UTC | March 17, 2022 22:00 UTC - March 23, 2022 23:59 UTC |
| Supply for Sale | 3.91% (39,066,666.67 tokens) | 2.5% (25,000,000 tokens) |
| Purchase Limits |
$100 min
$500 max |
$100 min
$500 max |
| Funding Methods | USDT, USDC, ETH, BTC, ALGO, SOL | USDT, USDC, ETH, BTC, ALGO, SOL |
| Lockup and Release | 1-year lockup* followed by a 6-month linear release |
1-year lockup* followed by a 12-month linear release |
| Excluded Participants | Excluded jurisdictions include the United States, Canada, China, Republic of Korea, and CoinList’s unsupported jurisdictions | Excluded jurisdictions include the United States, Canada, China, Republic of Korea, and CoinList’s unsupported jurisdictions |
| Sale FAQ | FAQ | FAQ |
*Lockup periods begin from the applicable date of the closing of the offering of tokens and will run for the applicable distribution compliance period as required by applicable law.
The TRIBL token will be launched on the Ethereum mainnet as an ERC-20 standard and will have a fixed supply of 1 billion tokens.
Token Distribution
Release Schedule
| Segment | Allocation | Release schedules |
| Reserve & Community Rewards | 43% | Released at network launch and distributed over time in accordance with community incentive and reward programs. |
| Early Token Purchasers | 18.59% | 1-year lockup followed by a 30-36 month linear release. |
| CoinList Sale | 6.41% | Option 1 1-year lockup followed by a 6-month linear release Option 2 1-year lockup followed by a 12-month linear release |
| Early Contributors | 32% | 1-year lockup followed by a 36-month linear release. |
> Governance
Governance stakers will be able to propose and vote on changes to the protocol, creating an engaged community.
> Rewards
Tribal SMBs can earn TRIBL tokens on business payments and are incentivized to stake their tokens to access disruptive rewards and premium tiers with exclusive benefits.
> Staking
SMBs, Lenders, and Borrowers within the Tribal ecosystem can benefit from staking TRIBL, making TRIBL an incentive system for higher rewards and benefits.
> Payments
Tribal SMBs may use TRIBL tokens to settle their statements and pay for services inside the Tribal ecosystem.
Tribal’s mission is to onboard the next 1 million SMBs into crypto through TRIBL token, a utility and governance token. Tribal has attracted contributors who share the same mission and have built and scaled Web 2 & Web 3 startups in both emerging markets and the U.S. with expertise in crypto, credit, and payments.
Core Contributors
Ehab Zaghloul Tribal’s Core Contributor, leads Tribal’s crypto research, design, and development. Ph.D. in Applied Cryptography and Cyber Security in blockchain from Michigan State University. Co-founded zk Capital, led technical due diligence of Web 3 projects.
Community Contributors
Disclaimer: CoinList and its employees, officers, directors, and affiliates may have interests in certain assets listed on this site and may also participate in certain offerings using the site (where permitted).
